Last Updated: [June 12, 2025]

Agreement to Terms

Welcome to RiskGuarder.com. These Terms of Use (“Terms”) govern your access to and use of the website located at https://www.riskguarder.com/ (the “Site”), including any content, functionality, and services offered on or through the Site.

By accessing, browsing, or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not access or use the Site.

Intellectual Property Rights

The Site and its entire contents, features, and functionality (including but not limited to all information, text, articles, reviews, graphics, logos, images, and the design and arrangement thereof) are owned by RiskGuarder and its licensors and are protected by international copyright, trademark, and other intellectual property laws.

These Terms permit you to use the Site for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site, except as is incidental to normal web browsing.

Prohibited Uses

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to use the Site:

  • In any way that violates any applicable federal, state, local, or international law or regulation.
  • To engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Site.
  • To use any robot, spider, or other automatic device, process, or means to access the Site for any purpose, including monitoring or copying any of the material on the Site.
  • To introduce any viruses, trojan horses, worms, or other material that is malicious or technologically harmful.

Reliance on Information Posted

The information presented on or through the Site is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Site. For a full breakdown of our disclaimers, please review our separate Disclaimer page, which is incorporated by reference into these Terms.

Links from the Site

If the Site contains links to other sites and resources provided by third parties, these links are provided for your convenience only. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Governing Law and Jurisdiction

All matters relating to the Site and these Terms shall be governed by and construed in accordance with the laws of [California] without regard to its conflict of law provisions.

Changes to the Terms of Use

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes.

Contact Us

If you have any questions about these Terms of Use, you can contact us at [email protected].